How Much Credit Card Debt do you have?

[tone4days]

no balance, but ring up several K$ per month - just pay em off in full each month ... pretty much all our expenses like groceries, gas, etc ...

[Ayrton]

Right now, the total amongst several accounts is about $10k. However, that will be gone the first quarter of '09.

The only other debt is the wife's car and the house.

[Scott_F]

Zero baby. Pay them all off in the first 30 days or I don't use them. Took me for-freaking-ever to figure out that game.

[ginormous]

I do not have a credit card.

Nor I, but I have a "check"-ered financial past.

[idsnowdog]

Nor I, but I have a "check"-ered financial past.

I have bounced one check in twenty years.

[Ken]

Hmmm...

Credit cards? Well currently I have about $300 or so on my card, as I do every month. But it always gets paid off at the end of the month.

Bingo bango. I had $2k in credit card debt around this time last year and it was enough to stress me out big time. I hustled my arse off and paid it off shortly after mid-May.


Now, student loans and car loan are another story entirely. But that's "good" debt, right?



....Right?

[Mike M.]

The only thing I owe on my card is my monthly AOL bill. Been that way for a long time now.

[jerryjg]

you guys are the sorriest excuse for your typical deadbeat musicians that Ive seen!

[LesStrat]

Sorry to disappoint you, jer. We'll do better (worse?) in the future.

[Ayrton]

No such thing as "good debt"....

[Jonny R]

I hang around the zero mark. Occasionally I accidentally leave a couple of hundred on.

[Axl H]

I used to have a credit card debt around 5grand when I got my first VISA card... Luckily I smartened up, and got all that included in a solid interest rate loan, so I dont have worries about it.


If we are talking carloans etc, I am somewhere around 50k$ (please remember our insanity tax system with car prices etc).

[Hot _Grits]

zero. My only outstanding loan is my student loan.

[Imp]

i've got about £18k of student loan, £4k of debt thanks to largely paying my own way through university.. i'm not paying interest on it, but that'll change just as i start work on graduating!

i'm still under a year's salary in total for a graduate job where i'm working now.. hopefully when i qualify it'll be time to put together a plan and demolish that student loan ASAP

[Robert S.]

$ 0.00


I own my own house and the balance is under $60k. Unfortunately with house values down over 70% in my area I couldn't sell for $60k if I wanted to and it appraised at $140k 2 years ago. It is now no more than a place to live that I can afford even if I had to work at Wallmart. This is the only credit I am floating at the moment.

I'd stop taking my heart meds first. Wallmart and CCs are the Devil.

[Bones]

My current online statement states $67.33

[grumptruck]

Besides car... about 400ish after the Christmas season dies down.

Then I have to contend with Honeymoon, bedroom suite, washer/dryer, kitchen crap.

Hopefully the bonus will be decent this year.

[GuitarStv]

0$ at the end of each month. I pay off all of my purchases in full.

[Tor]

Nothing so far.

[Redmist]

None - only the house mortgage.