So, I go online to check my statement on a card I never use, on a whim. I see a balance on there of $60... I think, "What the hell is exactly $60?" Turns out they do a membership fee thing if you do not use your card... I call, tell them to close the account and that I am NOT paying some crooked $60 fee I was never told about, and did not authorize. I don't care if I have to call every day, this ain't happening!