Has anyone refinanced with this organization?
I have been getting mailed solicitations from them for quite a while and I finally called them today. The program sounds legit but almost too good to be true.
Basically, it appears that I could refinance at an interest rate roughly 2% lower than my current rate, keep the same term remaining on my existing mortgage (approx. 23 years), with almost no up-front cost and no fees or points rolled into the loan. My monthly payments would drop around $125.
I searched online and it appears that they have a good rating with the Better Business Bureau.
Has anyone used them or considered refinancing through them?